Business Calculator
Cash Flow Calculator
Calculate net cash flow and ending cash balance from beginning cash, cash inflows, and cash outflows.
Result
Ending Cash Balance
RM 0.00
Net Cash Flow
RM 0.00
Status: Neutral cash flow
Ending Cash Balance = Beginning Cash Balance + Net Cash Flow
Calculate cash flow in a few steps
This cash flow calculator helps you review how cash moves through a period by combining beginning cash balance, cash inflows, and cash outflows. It gives you a quick way to calculate net cash flow and ending cash balance without building a separate worksheet.
- Enter the beginning cash balance available at the start of the period.
- Add cash inflows such as customer collections, cash sales, or other money received.
- Enter cash outflows such as supplier payments, expenses, wages, or loan repayments.
- Review the result to see net cash flow and the ending cash balance for the period.
Understand your net cash flow
Positive cash flow means cash inflows are higher than cash outflows for the period. Negative cash flow means more cash left the business than came in. Ending cash balance shows what remains after net cash flow is added to the starting cash amount, which makes it useful for simple business planning, payment timing, and short-term cash decisions.
When to use this cash flow calculator
- Use it for monthly cash review when you want a quick summary of cash inflows and cash outflows.
- Use it for small business planning before making hiring, purchasing, or payment decisions.
- Check invoice collections against outgoing payments to see whether cash is staying healthy.
- Track expenses against incoming cash to spot periods where outflows may be growing too quickly.
- Use it as a simple budgeting check when comparing expected inflows and outflows.
Connect cash flow with other accounting tools
Use related tools to connect cash flow checks with invoicing, SST calculations, break-even planning, and business analysis when you want a clearer picture around collections, payments, pricing, and performance.
FAQ
Cash Flow Calculator FAQs
What is cash flow?
Cash flow is the movement of cash into and out of a business during a period. It focuses on actual cash received and cash paid, not just accounting profit.
How do you calculate net cash flow?
Subtract cash outflows from cash inflows. The result is net cash flow for the period.
What is ending cash balance?
Ending cash balance is the cash left after adding net cash flow to the beginning cash balance.
Is cash flow the same as profit?
No. Profit is based on income and expenses, while cash flow focuses on cash received and cash paid.
Why can cash flow be negative?
Cash flow can be negative when cash outflows are higher than cash inflows during the period. This can happen even if a business is making sales but has not collected the cash yet.